SettleWorth Money Sweep

Check your Air Canada disruption expenses

This is about the August 2025 Air Canada / Air Canada Rouge labour disruption, not a 2026 strike. Start with the official Air Canada disruption route below. Keep receipts and use the airline’s official process for itinerary-specific reimbursement or passenger-rights questions.

This blind spot is bigger than one database. Using each source's latest published snapshot, roughly C$4.97 billion is reported across six distinct official Canadian recovery pools: CRA uncashed cheques; Bank of Canada unclaimed bank balances and outstanding retail debt; and Québec, B.C. and Alberta unclaimed property.

These are separate official programs or registries, not a count of unique people and not a promise that any amount belongs to you.

CRA C$1.878B (Jul 2026) ↗ · Bank balances C$1.60B (Dec 31, 2025) ↗ · Retail debt C$386.9M (Dec 31, 2025) ↗ · Québec C$712.3M (Sep 23, 2026) ↗ · B.C. C$222M ↗ · Alberta C$168M (Mar 31, 2025) ↗

Someone you know may have a completely different match.

If this sweep is worth checking, send it to a parent, sibling, friend or executor. The shared link carries only a coarse “friend-share” source so SettleWorth can tell whether sharing leads to useful official actions.

Want a second set of eyes on your sweep?

We're looking for the first five Canadians willing to try a free Recovery Review. The next page opens a prefilled pilot email through the existing support contact. Tell us only which official checks you already tried.

Do not send your SIN, banking information, CRA credentials, passwords, government ID, claim documents, receipts, wills, medical information or other sensitive records. SettleWorth does not decide eligibility or submit claims.

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0 checks marked complete in this browser

Your names, balances, CRA credentials, banking information, IDs, purchase/refund details and claim documents stay with the official services. SettleWorth does not ask for or store them here.

Start with this official check

Use the reviewed check below first. When you are done, continue through the rest of the Money Sweep so one recovery system does not become your only search.

Air Canada · Aug. 15–23, 2025 disruption

Air Canada labour-disruption expenses

Were you disrupted by the August 2025 Air Canada / Air Canada Rouge labour action? Air Canada published a goodwill reimbursement path for reasonable out-of-pocket disruption expenses.

Air Canada said roughly 500,000 customers were disrupted. Its special goodwill policy covers eligible disruptions from August 15–23, 2025 and asks for receipts for reasonable hotel, meal, ground-transport and other out-of-pocket expenses. Country-specific passenger-rights rules can also depend on the itinerary and circumstances; use Air Canada’s official disruption flow rather than assuming a fixed compensation amount. SettleWorth does not collect booking references, receipts, passport data, payment details or claim documents.

Check the official system

Continue with the other Canada-wide check

The other Canada-wide recovery check is still worth running. Mark it complete here after you visit the official service.

Canada-wide

CRA uncashed cheques

Check whether the CRA has an older tax refund, credit or benefit cheque that you never cashed.

CRA says eligible personal cheques more than six months old appear in My Account. Government of Canada cheques do not expire.

SettleWorth action guide

Do this in CRA My Account

  1. Open Uncashed cheques

    In My Account, choose “Uncashed cheques” from Overview or Accounts and payments. Online lookup covers eligible personal cheques that are at least 6 months old.

  2. If a cheque is listed, get the personalized form

    Download the pre-filled PWGSC 535 form for that cheque. CRA says the replacement form is personalized, so a generic public copy will not work.

  3. Complete and sign it by hand

    Fill the remaining fields, sign and date by hand, and add your name and address. CRA says electronic, digital and stamped signatures are not accepted.

  4. Submit it through CRA

    In Submit documents, choose No for case reference number, Other as the topic, then “Send Form PWGSC 535 to request a duplicate of my uncashed cheque.” Send one form per cheque.

If the cheque is for a business or trust, is under 6 months old, or is not shown online, CRA directs you to its phone route instead.

Open the official check with this guide

Canada-wide

Bank of Canada unclaimed balances

Search the Bank of Canada’s Unclaimed Properties Office for money transferred from federally regulated financial institutions.

The official service lets you search for and claim unclaimed bank balances and check an existing claim.

SettleWorth action guide

Do this in the Bank of Canada search

  1. Search by name first

    Use the official Unclaimed Properties search with a last name or business name. First name, city and province can narrow the results. You can also search by account or instrument number.

  2. Open a plausible property and choose your relationship

    If a result looks relevant, start the claim and select the claimant relationship that actually applies to you.

  3. Enter claimant contact information

    The Bank of Canada process asks for contact and mailing information and may ask you to confirm the address before submission.

  4. Submit and save the Claim ID

    Complete the electronic-signature step, review the claim, submit it, and keep the Claim ID. The Claim ID is used to reference the claim and check its status.

Supporting documents depend on the claimant relationship. Keep personal and sensitive information inside the Bank of Canada’s secure claim process.

Open the official check with this guide

Then check unclaimed money where you live

The provincial unclaimed-property registries currently in this sweep are Québec, Alberta and British Columbia. Choose yours if it applies; a missing province here does not mean there is no money to recover.

Québec

Revenu Québec unclaimed property

Search the provincial register for unclaimed successions, inactive financial assets and other property administered by Revenu Québec.

The register is free to search. Revenu Québec says new property is added regularly.

SettleWorth action guide

From register result to a Québec claim

  1. Search the free provincial register

    Use Revenu Québec’s register to look for unclaimed financial assets, successions or other property connected to you or someone whose rights you represent.

  2. Identify what kind of property you found

    The claim route changes by property type and by your relationship to the owner. A financial asset you own yourself has a different route from an estate, a minor’s property or a business asset.

  3. For your own identified financial asset, use the online route if available

    Revenu Québec says an owner can use My Account for individuals when the financial asset has been identified as belonging to them. The status of online claims can also be checked there.

  4. Use the required form when the online route does not apply

    Owners can use form BD-81.1-V. Parents, tutors and representatives must use that form; heirs or liquidators use the succession-specific forms. Follow the official property-specific instructions before sending documents.

For financial assets worth less than $500, Revenu Québec publishes a 10-year claim period from remittance to the Minister of Finance; for $500 or more, it says there is no claim deadline.

Open the official check with this guide

Alberta

Alberta unclaimed property

Search Alberta’s government registry for missing property and money, then claim through the official process if you find a possible match.

Alberta says the registry includes abandoned property transferred to the province and that searching is free.

SettleWorth action guide

From Alberta search to submitted claim

  1. Search using your name variations

    Start in Alberta’s official Search for Lost Property and Money. Alberta recommends trying a first initial, nickname or other names you have used.

  2. Select the property you can actually claim

    After the search, follow the result flow and select only property for which you are the owner, legal representative or another permitted claimant.

  3. Complete and submit the online claim

    Enter the requested claim information, submit the claim, then keep the confirmation page and confirmation number for your records.

  4. Send supporting documents using the confirmation number

    Alberta requires proof of ownership after the claim is submitted. Use the confirmation number to upload, email or mail the requested supporting documents through the official process.

Alberta says claims must be submitted within 10 years after TRA receives the property and that review can take up to 120 days, longer if more documentation is needed.

Open the official check with this guide

British Columbia

BC Unclaimed

Search BC’s free public list for unclaimed money from sources such as credit unions, estates and courts.

BC Unclaimed operates the province’s unclaimed-property program and lets people inquire about possible matches.

SettleWorth action guide

From a B.C. name match to a claim

  1. Search your name

    Use BC Unclaimed’s free database. Try the name that may have been attached to the account or payment; a match is a lead, not proof that the money is yours.

  2. Submit an inquiry on a plausible result

    If a result looks like yours, follow the result’s inquiry flow. BC Unclaimed says it responds by email with more information and the next claim steps.

  3. Start the claim with BC Unclaimed

    When instructed, create the official BC Unclaimed account and start the claim. Keep all identity and ownership documents inside that official service.

  4. Upload the proof BC Unclaimed requests

    Its published standard asks for two pieces of government-issued identification plus one document connecting you to the listed amount. BC Unclaimed reviews the evidence and may ask for more.

BC Unclaimed says the claim process can take 4+ weeks. SettleWorth does not ask you to upload IDs, SIN information or ownership documents.

Open the official check with this guide

Check current safety recalls and refunds

These official safety notices pair an immediate safety action with a current repair, replacement or refund route. Confirm the exact recalled product on the official notice before acting.

Canada-wide · child-safety recall refund

Make Believe Ideas I Spy a Fly! board book

Immediately stop using the recalled Groovy Baby I Spy a Fly! board book (ISBN 9781836422594): its four plastic wings can detach and pose a choking hazard.

Health Canada says to remove the four wings, cut each wing into four pieces, photograph the 16 pieces on or beside the final page, and discard the pieces somewhere inaccessible to children. Then contact Make Believe Ideas at 1-888-919-3919 (5 a.m.–12 p.m. ET, Monday–Friday) or ispy@makebelieveideas.com and submit the destruction photo for a refund. No refund deadline is published. SettleWorth does not collect purchaser/child identity, contact or payment details, the destruction photo, or refund correspondence.

Check the official system

Canada-wide · lithium-ion safety recall refund

Cambridge Audio Yoyo (M) speakers

Immediately stop using the recalled Yoyo (M) speakers: disconnect them, do not charge them, and store them safely away from combustible material because the lithium-ion battery can create a fire hazard.

For Canada, Cambridge Audio says the cash refund is the price paid per boxed pair with proof of purchase, or C$300 per boxed pair without proof. Keep the speakers until Cambridge processes the refund and gives disposal instructions; do not put them in household garbage or recycling, mail or courier them, open them, or remove the battery. Use the official Cambridge form for the handoff. No refund deadline is published. SettleWorth does not collect serial-number photos, proof of purchase, address/payment details, or refund correspondence.

Check the official system

Canada-wide · safety recall refund

OCOOPA rechargeable hand warmers

Own one of the recalled OCOOPA rechargeable hand-warmer models? Health Canada says to stop using it immediately and contact OCOOPA Direct for a full refund.

Covered models are UT3053, UT3056, ZLS-118, ZLS-118S, ZLS-118D, H01 and H01(PD). Health Canada says the refund may be an OCOOPA gift card or the original form of payment and the product should be disposed of using local lithium-ion-battery instructions. No refund deadline is published.

Check the official system

Canada-wide · safety recall refund

DUNLOP RigPro full safety boots

Own DUNLOP RigPro full safety boots with article code LJ2HX42.CA and the SD CSA logo? Health Canada says to stop using them immediately and return them to the store where purchased for a refund.

The recall applies to the Dark Brown/Black boots bearing the static-dissipative footwear (SD) safety-certification logo. Boots without that SD logo are outside this recall. No refund deadline is published.

Check the official system

Canada-wide · safety recall refund

Simond Alpinism quickdraws

Own recalled Simond ultra-light Alpinism quickdraws? Health Canada says to stop using them and contact Decathlon Canada for a refund.

The affected blue/purple 11 cm and 17 cm quickdraws are model numbers 8589547 and 8589548. Use the Health Canada notice to confirm the recalled product before following the Decathlon refund route. No refund deadline is published.

Check the official system

Canada · safety recall repair + $25 gift card

Char-Broil Bistro Pro electric grill

Stop using an affected Char-Broil Bistro Pro Electric Grill with Charcoal Mode immediately. Confirm model 25302177 and date codes 2510, 2511, or 2512 before following the repair route.

Char-Broil says to register for a free repair kit, instructions, tools, and label. After the repair is completed, photo documentation can qualify the consumer for a digital $25 gift card valid at participating retailers; this is not a cash refund. No universal repair or gift-card deadline is published. SettleWorth does not collect contact details, serial-number evidence, repair photos, or other proof.

Check the official system

Canada · soy recall + Costco refund

Rossdown Black Garlic Chicken Chunks

If you are allergic or sensitive to soy, do not consume the recalled Rossdown Black Garlic Chicken Breast Chunks. Check Costco item 2950321, UPC 6 28000 60094 7, and lots 2461263 or 2461272.

Costco says the affected 840 g Chunks product may be returned to a Costco warehouse for a full refund. CFIA also identifies other Black Garlic Chicken products, but the verified full-refund route is only for the Chunks SKU; do not infer refund rights for the other SKUs. No universal refund deadline is published. SettleWorth does not collect allergy or medical narratives, Costco membership or payment information, receipts, or other claimant proof.

Check the official system

Canada · child-safety recall refund

SHEIN Pull & Chew Montessori teething toy

Immediately stop using a recalled SHEIN Pull & Chew Montessori Teething Toy and remove it from a child. Safely dispose of it so it cannot be reused before pursuing the refund route.

Health Canada identifies the affected toys by SKU: sa25092843915310553, sa2404237092800828, or sa251115653050553503. Confirm one of those SKUs on the official notice before following the SHEIN Canada refund route. No universal refund deadline is published. SettleWorth does not collect child information, order or contact details, refund information, or any other claimant proof.

Check the official system
Explore other current recovery checks

Additional programs and rebates have specific places, deadlines and conditions. Open only the routes that fit your situation, and confirm the current instructions with the official service.

Most of Canada · final deadline Sep. 30

2025 AgriInvest final filing window

Farm outside Québec and still need to file for the 2025 AgriInvest program year? September 30, 2026 is the final filing deadline.

AAFC says late 2025 forms are accepted through September 30 with the maximum matchable deposit reduced by 5% for each month or part-month after June 30. The 2025 income-tax filing deadline for eligible farming income is also September 30, subject to the official exception for Status Indians farming on a reserve who are exempt from filing an income-tax return. Québec administers AgriInvest separately. After AAFC issues a Deposit Notice, you have 90 days from its issue date to make the deposit.

Check the official system

Canada-wide · automatic $150 supplement

Canada Disability Benefit supplement

Expected the September 17 supplemental Canada Disability Benefit payment? The $150 supplement is automatic for the eligible July 2025–June 2026 payment cohort.

No application is required. People who became eligible for a CDB payment from July 2026 onward, or through a new or re-certified DTC certificate, are scheduled for the supplement in winter 2027. Use the official after-apply route for payment or status questions. A decision or amount dispute has a claimant-relative 180-day reconsideration window from the date on the decision letter.

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Québec · opens October 2026

Homeownership tax credit

Bought a qualifying home in Québec in 2026? Revenu Québec says advance-payment applications for its refundable homeownership tax credit will open in October.

The advance-payment application must be made by December 1 of the taxation year. Check the official Revenu Québec page for the current eligibility rules and application instructions before acting.

Check the official system

Alberta · deadline Sep. 30

$100 Alberta Energy Rebate

Need to apply for Alberta’s one-time $100 energy rebate? The current application window closes September 30, 2026.

Government of Alberta says some current Alberta Seniors Benefit, AISH/ADAP and Income Support recipients are automatically enrolled, while new clients enrolled after July 1 need to apply. Use the official page to confirm your route and eligibility; SettleWorth does not collect SIN, tax-return, household-income, banking or Alberta.ca credential data.

Check the official system

Toronto · deadline Nov. 2

2026 property tax and utility relief

Use a City of Toronto property-tax or utility relief program? 2026 applications are open through November 2, and prior recipients must reapply.

The City’s programs can cancel or defer property-tax increases or provide water and solid-waste rebates when the published conditions are met. The City lists a $62,000 combined household-income ceiling for these programs; confirm every senior, disability, pension, property and utility condition on the official page before applying.

Check the official system

Yukon · claim window still running

Electric transportation rebate tail

Bought qualifying electric transportation on or before March 31, 2026 and did not already receive the rebate? Yukon still accepts eligible applications.

The program ended March 31, 2026, but the filing window is individual: apply within 1 year of your purchase date. Purchases after March 31, 2026 do not qualify under this ended program. Use Yukon’s official pages to confirm the route and requirements for your purchase.

Check the official system

British Columbia · opening watch

$1,000 Youth Work in Trades scholarship

The Province says new 2026 Youth Work in Trades scholarship applications reopen in September. The current page has not yet published the exact opening day or deadline.

Use the official Province page to check whether the 2026 application is live. Youth Apprentices registered on or before June 30, 2024 are described separately as automatic-award recipients who do not apply. SettleWorth does not collect residency, citizenship, school, transcript, financial-need or enrolment documents.

Check the official system

Nova Scotia · opens Oct. 1

Heating Assistance Rebate Program opening

Nova Scotia says new Heating Assistance Rebate Program applications may be submitted starting October 1, 2026.

The Province has not yet published the 2026–27 rebate amount, eligibility thresholds, closing deadline or current application form. Recheck the official HARP page on or after October 1 and use the live provincial instructions; SettleWorth does not carry forward prior-year rules by assumption.

Check the official system

Manitoba · final 2025 deadline Sep. 30

AgriStability flood and final-filing recovery

Still need to file a 2025 AgriStability form? September 30, 2026 is the final deadline, with targeted flood relief for affected Manitoba producers.

AAFC says the 2025 late-filing penalty is waived for qualifying producers farming in a Manitoba municipality or First Nation community that declared a flooding state of emergency, for forms received July 1–September 30. Producers outside designated areas who missed June 30 because of flooding may use the official appeal route. The separate 2026 late-participation path has 2027 deadlines and a benefit reduction, so confirm the correct program-year route with AAFC.

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Québec · apply within 210 days of internship start

Intern Perseverance and Success Scholarship

Completing the final mandatory internship in an eligible Québec education, health or social-services program? The current grant window covers internships beginning September 1, 2026 through August 31, 2027, with an application due within 210 days of the internship start.

Québec lists grants from $900 to $4,000 depending on the eligible program. Québec determines whether the program and internship qualify. Apply through the official Aide financière aux études account or prescribed form. SettleWorth does not decide eligibility or collect AFE credentials, permanent code, SIN, banking information, student or internship records, supporting documents, or application evidence.

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New Brunswick · current + previous 3 years

Property Tax Allowance

Own your primary residence in New Brunswick and receive the Residential Property Tax Credit? The Property Tax Allowance may provide up to $300 for each eligible year.

The published household taxable-income bands are under $22,000 for up to $300, $22,001–$25,000 for up to $200, and $25,001–$30,000 for up to $100. If property tax is below the applicable allowance, the difference is not refunded. The official route allows an application for the current year and the previous three years when eligible and not already paid; no universal closing date is published. Service New Brunswick decides eligibility. SettleWorth does not collect SIN, property-account information, household income, tax returns, banking information, or application contents.

Check the official system

British Columbia · recovery support still available

2021 B.C. floods and extreme weather recovery

Impacted by the November 2021 B.C. floods or extreme weather? Canadian Red Cross case management remains available for personalized recovery support.

Red Cross says support may include recovery planning, insurance and community-resource navigation, and financial assistance to access mental-health services. Eligible homeowners whose primary residence was damaged may receive support for immediate needs, cleanup, repair or rebuilding, or relocation. Leave a message at 1-800-863-6582 or use the current Red Cross recovery contact route; the listed Merritt in-person window is September 22–24, 2026 by appointment, while phone contact remains available beyond it. SettleWorth does not decide eligibility or collect names, addresses, household, insurance, property, health, financial, or case-management information.

Check the official system

Prince Edward Island · up to $25,000 · deadline Oct. 26, 2026

Ignition Fund — Fall 2026

Starting an innovative business committed to establishing and operating on PEI? The Fall 2026 Ignition Fund application is open through October 26, 2026 at 1:00 p.m. AST.

Innovation PEI says successful applicants may receive up to $25,000 with no matching contribution required. Eligible projects must be committed to establishing and operating on PEI, involve an innovative or unique product or service with strong export potential, and satisfy the current exclusions and obligations. This is competitive funding: meeting minimum eligibility does not guarantee an award. Innovation PEI keeps business plans, financial information, intellectual property, credentials, and application materials; SettleWorth does not decide awards or collect these materials.

Check the official system

Manitoba · 2026/27 · deadline Mar. 31, 2027

Manitoba Pharmacare

Paid high prescription-drug costs relative to family income? Manitoba Pharmacare is an income-based drug benefit for eligible residents under the provincial rules.

The 2026/27 benefit year runs April 1, 2026 through March 31, 2027, and Manitoba says residents may apply anytime during that benefit year. The official route includes a deductible estimator and formulary, with separate documented income-declaration routes for newcomers and adults 18+ who have not filed a first Canadian tax return. SettleWorth does not estimate eligibility or coverage and does not collect prescriptions, diagnoses, SIN, tax or income documents, government credentials, or application contents.

Check the official system

Ontario · applications open · no universal deadline published

Learn and Stay Grant for Medical Education

An Ontario resident currently in postgraduate family-medicine residency at an Ontario medical school? Ontario’s medical-education stream may cover qualifying undergraduate education costs retroactively.

The grant covers direct undergraduate medical-education costs such as tuition, compulsory fees, books, and other direct educational costs in exchange for a commitment to work as a family doctor in Ontario for at least five years after completing residency in Ontario. Applications are administered through OSAP; the current official page publishes no universal closing date. Ontario determines eligibility, funding, and the service agreement. SettleWorth does not collect OSAP credentials, SIN, financial-aid or tuition records, residency or employment records, banking information, or application documents.

Check the official system

A useful routine, without handing us your financial life

Run the sweep periodically, especially after moving, changing banks or provinces, or cleaning up old financial accounts. A possible match is only a reason to continue with the official authority; SettleWorth does not decide ownership or eligibility.